No Credit Bad Credit? At Carnes Motor Company we understand that sometimes bad credit and no credit can be a factor. No matter what kind of credit situation you might be in don’t let it limit you from buying a quality pre-owned vehicle. At Carnes Motor Company in South Houston, Texas we provide second chance auto financing for people with no credit and bad credit. We know that things happen and can have a negative effect on your credit. We like to help people and prove in hou