Are you looking to get auto financing with no credit or bad credit in Houston, TX? At Carnes Motor Company, we can help. Our in house financing team allows you to purchase a used vehicle at a fair price with payments hat fit your monthly budget. If you are new to credit and don't have any credit, buying a used vehicle with in house auto financing can help you establish your credit. Carnes Motor Company reports to the major credit bureaus . Making your monthly payments on-time