A reliable car can be the difference between keeping a job, getting kids to school on time, and handling everyday life in a city as spread out as Houston. When traditional auto financing is hard to get, buy here pay here lots can look like a direct path to getting back on the road. Buy here pay here financing, often called BHPH, means the dealership sells the car and also finances the loan. Instead of getting approved through a bank, credit union, or outside lender, the buyer